Tuesday, November 15, 2011

Independent Woman

I love my new apartment.

I love not having any roommates. No parents. No one to take care of but me and Toki:

Toki is a magical cat who greats me every day at the door when I come home from work and keeps my lap warm when I'm watching a movie and my feet warm in bed at night. He wakes me up in the morning by sitting on my chest and placing a little paw on my cheek. This is Toki language for "Feed me." But, on days when I'm not feeling well (which have been a lot lately), he'll just stay curled up by my side, purring, and wait for me to wake up on my own. He's good that way.

But, this is not supposed to be about Toki even though I've totally turned into the crazy cat lady fallen in love with the majestic beast. 

Ultimately, I love the relaxation that comes from knowing that when I come home, everything will be the way I left it. I can be as clean as I want, but not stress if I leave my breakfast dishes in the sink. I can walk around naked. I can play the music as loud as I want. I can cook at one in the morning. I can dance like no one is watching and literally have no one watching. 

I love feeling like a big girl again. Not "I'm 27 and still living in my parent's basement."  I love not living paycheck-to-paycheck and actually feeling like I'm working towards things that I want....
....I just spent the last 15 minutes calculating debt-payoff and readjusting my budget. I figure if I cut my monthly allowance, I can be credit card debt free by May....just in time for and Epic Road Trip (please let it happen!)

Sometimes it's still depressing realizing how far behind I am financially. I feel like I should have some $10,000 nest egg squirreled away somewhere at this point and already be five years into an IRA. Am I the only one who feels this way? 

I guess technically I could be well on my way towards that if I had listened to my dad and stayed in his basement and not spent the extra money each month on rent. But (there's always a "but"), there is no price tag on independence and peace-of-mind. I think I would rather it take me a little bit longer to pay off the debt I racked up in Pittsburgh and Brooklyn and actually be content holed away in my Little Mansion all winter then pay everything off sooner but be in a constant state of pulling out my  hair. 

It truly is about the little things in life. And I am reveling in them right now.

1 comment:

Life as I know it said...

No, you are not the only one who feels like you should be farther along. We need to have a Skype date! I love this post. It's funny to me how our journeys often mirror each other's